Call Me: (951) 339-2408

Call Me: (941) 444-0010

Call Me: (951) 339-2408

Low Wholesale Rates. No Hassle

Find out how Clement Smith III can help make qualifying

for a low rate mortgage EASY.

Low Rates. No Hassle

Find out how Bill Burg can help make qualifying

for a low rate mortgage EASY.

Low Wholesale Rates. No Hassle

Find out how Clement Smith III can help make qualifying for a low rate mortgage EASY.

Get Purchase or Refi Quotes in Seconds. No Social Required....

Is now the right time to purchase or refinance?

Rates have dropped below 3%.

Find out your rate today!

I'm Clement and I'm Here To Help

You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.


I've got great news...


I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.


When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it.


It's easy to reach me - feel free to call me direct or if you prefer you can email me. Either way, I'm here to make the experience of getting a mortgage a good one for you.


Whether you need the mortgage to buy a home or are looking to refinance for a better rate or some cash out of your property, I can help.


I look forward to hearing from you.

WHAT I DO

WHAT I DO

Outstanding Communication & Follow-up

We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.

Professional

Support

Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.

Competitive Low Rates

Wholesale Rates, Our Investors Compete so you WIN Every Time. We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.

Close Your Loan

On Time

Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.

Who I Help

Who I Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up -Next Home Buyers

Buying a new home when you currently own one has its own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

We can help regardless of the reason. If you want the lowest rate or payment or you need cash out for any reason we can help you with this and offer lots of options with great rates and quick closing times. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI.

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.

My Community Cares for Hero's

If you serve our communities as a or are a veteran, police officer, healthcare worker, EMS, firefighter, or teacher you may qualify to save.

ATTENTION Community Heroes:

Save money when you buy, sell, or refinance a home!

Real Heroes. Real Savings.

As a community hero, it's our pleasure to say "Thank you" for your service

by providing you with real discounts and savings when you buy, sell, or refinance a home.

Happy Home Owners

Happy Home Owners

Tom & Kat

Mike & Cathy

David & Kenya

Paul & Rebecca

Frank & Debbie

What My Clients Say

What My Clients Say

I tried a few loan officers before meeting Clement. Hands down Clement is the best. This was my first home purchase and I was previously advised I would not be able to purchase because of my income type. That was not true. Clement helped my wife build her credit, then he qualified us together. He walked us through everything, making the process simple. Thank you Clement, I send all friends and family to Clement only!

Todd O.

Clement is such and amazing loan officer, he is thorough, detailed, transparent and just great to work with. We recommend to anyone and everyone!

Elva W.

I was so nervous buying my first home. Clement stepped in and was on top of everything. I knew the area I wanted to purchase in and just so happend Clement knew someone thinking of selling and introduced us. Clement helped us come to agreeable terms and I purchased the home of my dreams before it hit the market. Clement also helped manage the transaction, thank you for all your hard work and dedication to helping me Clement.

Selma B.

The Dream Team with

NEXA Mortgage, LLC.

www.nexamortgage.com

NMLS # 1660690

AZMB # 0944059

An Equal Housing Lender All Rights Reserved. © 2021

Contact Us

Clement Smith III

Loan Officer

28200 Highway 189, Office F-240 - 26

Lake Arrowhead, CA 92352

Phone: (951) 339-2408

PROUD SUPPORTER OF

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2020 | The Dream Team with NEXA Mortgage LLC.


Licensed In: California, Nevada, Washington , NMLS # 930985 | NMLS ID 1660690 | AZMB #0944059

Corporate Address : 3100 W Ray RD STE 201 Office # 209, Chandler, AZ  85226

Clement Services all of California, Nevada, Washington

The Dream Team with

NEXA Mortgage, LLC.

www.nexamortgage.com

NMLS # 1660690

AZMB # 0944059

An Equal Housing Lender All Rights Reserved. © 2021

Contact Us

Clement Smith III

Loan Officer

28200 Highway 189, Office F-240 - 26

Lake Arrowhead, CA 92352

Phone: (951) 339-2408

PROUD SUPPORTER OF

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2020 | The Dream Team with NEXA Mortgage LLC.


Licensed In: California, Nevada, Washington , NMLS # 930985 | NMLS ID 1660690 | AZMB #0944059

Corporate Address: 3100 W Ray Rd STE 201 Office # 209, Chandler, AZ 85226

Clement Services all of California, Nevada, Washington